Jul

15

Buying Your First Home? Then Protect It!

  Buying your first home in Toronto is an exciting time.   It’s a big investment for most of us and we certainly want to make sure we keep it updated and protected. Now this is a subjective statement, but I will bet that 95% of homeowners do not know what is and what is not […]

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Feb

24

Toronto Get Ready For The Big Winter Melt

 CHECK THE STREET DRAINS It’s that time again when the snowstorms end and the rainstorms begin.  Today Toronto is expecting 30 to 40 mm of rain and that is enough to put most homeowners’ on the alert for basement flooding.  I showed two houses this morning and both had puddles of water in the basements. […]

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Sep

06

How To Protect Your Basement From Sewer Back Up Flooding.

  Having lived through a sewer back up in my basement last year, the one thing you do not want is to repeat this hellish experience.  I think we all agree that Toronto thunderstorms have become much more intense and violent from what they were just a decade ago.   With 80 to 120ml of rain […]

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Jul

16

What is the Difference Between Flood and Sewer Back Up Insurance?

Knowing the difference between flood insurance and sewer back up insurance is critical to any homeowner.  In one you can easily get most insurers to cover, while the other does not exist. I speak from experience as 400 homeowners in my Toronto neighbourhood were forced to deal with flooded basements last July.  Since I had […]

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Jul

12

Toronto Flood and Sewer Back Up Insurance – What’s Covered?

By now most Toronto residents have seen the flood waters in their basements recede and the remediation crews are busy getting the space dried out.  Now it’s time to add up the losses regarding personal property. Photographs and family mementos destroyed can never be replaced and you can’t ever place a monetary value on them. […]

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Jul

10

Toronto Flooded Basement Rebuilding and Renovating

So it has been less than 48 hours since Toronto was hit with 126 mm of rain within a 3 hour period.  By now, those homeowners who have been dealing with water damaged basements have all been in contact with the home insurance company.   I am sure the recovery crews have been in and that […]

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